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Mifundo reduces credit risk of banks´ foreign customers by providing credit data from abroad & analytics to assess cross-border people.

Mifundo is the future of lending by providing cross-border credit data to banks. It enables banks to grant credit products for foreigners.

Mifundo’s service is game-changer in Europe. We make national credit data passportable to other countries. It enables banks to provide credit products to foreign people. Either customer has arrived to bank’s country or bank intends to expand to customer’s country.


Mifundo is:

  • Licensed by FSA Estonia
  • Selected by Mastercard and top-tier banks in Northern Europe to their partnership program Lighthouse, Spring´23
  • Finalist in EBAday 2023 in Madrid by Euro Banking Association
  • Europe Fintech Awards 2023 in London – LendTech of the Year – WINNER; Startup of the Year – WINNER; FinTech of the Year – NOMINEE; Rising Star of the Year – NOMINEE

Contact info

Data-solution which enables cross-border lending for the consumers and banks in EU. Mifundo unifies data from different countries into one hub and calculates standardised credit score. Passportable credit history for consumer. Verified cross-border credit information for the bank.

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